Hi Nigel,

You've put a lot of work into the site - the idea is a good one, but I'm not sure how practical it is (sorry to be pessimistic).

I always feel like the thing about workplace lending is that it is very informal. But then again, the web is full of surprises, so I hope this does well for you.

The site design is pleasant, but there are a few things which came to my attention:

1. The logo is very small, prob. because you have a big banner ad at the top, with the logo squashed to the side. When glancing at the page, it is hard to know exactly which site you're on. Then again, I see you have a larger logo on the non-homepage pages, so maybe I'm just being picky.

2. The homepage to me feels very cluttered and busy. It's hard to know where to start when looking at the homepage.

3. Some of the pages have a set width, like the homepage, while others are full width. A small point, but it detracts from a consistent feel to the site.

Overall though, the site is well designed and is a good advert for your web skills. There must be some hefty php work going in in the background as well.

Good luck to you

Jim