Jim - first off thanks for taking the time to look, and for being honest - constructive criticism is what I was after

I used Mambo to do the site, which covers a lot of what you've said because it's an 'out of the box' template I haven't tampered with. I spent too long trying to tweak various aspects of html & css in Dreamweaver, and not long enough on content before.

Given what you've said I may hunt round for a template that I can include my own header image in - the banners ads are only for pages on the site so they're easily lost. TBH I just thought it was a bit too much text so added them. A new template would also solve text size.

Also, given what you've said I'm going to consolidate some of the menus down so there's isn't quite as much.

Cheers for the comments though, very useful & much appreciated. Sometimes you stare at something for so long, you forget how you wanted it to look in the first place