Right, its taken me five solid hours of searching the internet, but I've finally found how to link a portion of page to a listing at the top of the page:

http://www.yahoopagebuilderhelp.com/links5.html

I'm allowing myself three days to figure out how to link from another page, and how to download my entire site onto my computer ... but, in the meantime, if anyone can offer any hints or tips, I'd be HUGELY grateful ...

You have to laugh or else go slightly insane. http://www.geocities.com/whatawaytoearnaliving/